Private & Confidential Mortgage Solutions

Facing foreclosure?
We can help.

We provide urgent private lending solutions for homeowners facing foreclosure or financial turmoil. Save your home, save your future.No judgment. No credit checks. Just help.

Direct Private Lenders

24h Approval

Ontario-Wide

About One World Lending

We believe financial stumbles shouldn't cost you your home.

One World Lending was built on a simple premise: Good people often face bad situations.

Traditional banks rely on rigid algorithms ("The Black Box") that automatically reject applicants based on credit score or income verification issues. We operate differently. We are private, equity-based lenders. We lend based on the value of your property, not your credit history.

Direct Private Lending

We cut out the middleman banks to provide immediate, flexible funding solutions.

Private & Confidential

Your privacy is paramount. We handle sensitive financial situations with discretion.

48h

Average Funding Time

100%

Equity-Based Approvals

Specialized Lending Solutions

We handle complex financial situations that traditional banks turn away.

Stop Power of Sale

Immediate legal intervention to halt foreclosure proceedings. We pay out arrears and give you the time to sell or refinance on your terms.

Stop Foreclosure

Second Mortgages

Unlock up to 85% of your home's equity. Use the funds for debt consolidation, renovations, or business capital without touching your first mortgage.

Check Rates

Tax Arrears & CRA

Property tax or income tax arrears can lead to swift legal action. We provide lump-sum payments to clear government debts instantly.

Clear Debts

Bad Credit Refinance

Consumer proposal? Bankruptcy? Low credit score? We ignore the beacon score and lend strictly on the equity you have built in your home.

Get Approved

Bridge Financing

Bought a new home before selling your old one? We provide short-term bridge loans to cover the gap and ensure a smooth closing.

Bridge the Gap

Debt Consolidation

Turn high-interest credit card debt (19%+) into a single, manageable mortgage payment at a much lower rate.

Lower Payments

Our Process

From Application to Funding
in 4 Simple Steps

We cut through the red tape. While banks can take months, we often fund in as little as 48 hours.

Free Assessment

Complete our secure online wizard or call us. We review your property details immediately—no credit checks required.

Discovery Call

A senior underwriter contacts you within 24 hours to discuss your equity position and exit strategy.

Approval & Terms

We issue a transparent Term Sheet outlining the interest rate, loan amount, and fees. No hidden surprises.

Funding Released

Once accepted, we work with your lawyer to register the mortgage and release funds directly to you.

Don't wait until it's too late.

The earlier you act, the more options you have. Our assessment is free, confidential, and does not affect your credit score.

No obligation. 100% Confidential.

Facing foreclosure? We can help.